18% of Drivers Don't Know What to Do After a Car Accident: Steps to Follow in the UK
Car accidents can be incredibly stressful and overwhelming for anyone involved. A recent survey found that 18% of drivers in the UK are unsure of the appropriate steps to take immediately following an accident. Knowing the right procedures not only eases anxiety but also ensures that legal and insurance protocols are adequately followed. Here’s a detailed guide on what to do if you find yourself in such a situation.
1. Stop the Vehicle and Assess Safety
Following an accident, your first obligation is to stop your vehicle. No matter how minor the collision, failing to stop is illegal under UK law.
Ensure the safety of everyone involved by checking for injuries and moving out of further harm’s way, if possible. Turn on your hazard lights to warn other drivers.
2. Call Emergency Services If Necessary
If there are injuries or if the accident is blocking traffic, call emergency services by dialing 999 or 112. Provide them with specific details about the location, number of vehicles involved, and the nature of any injuries, if known.
3. Exchange Information
Exchange details with the other driver(s) involved. According to UK law, you must provide your name and address to anyone with reasonable grounds to request it, such as affected drivers and the police. Here’s a list of information to exchange:
- Name and address of all drivers and vehicle owners
- Vehicle registration numbers
- Insurance details
- Contact information
4. Gather Evidence
Document the accident scene as thoroughly as possible to support any claims or legal proceedings that might arise. Use your phone to take photographs of:
- Damage to all vehicles involved
- Any injuries sustained
- Road conditions, such as skid marks
- Surrounding area and any street signs or signals
5. Notify Your Insurer
Inform your insurance company of the incident, even if you do not intend to make a claim. Provide them with all the information and evidence you have gathered. Failure to report the accident could invalidate your insurance policy.
6. File a Police Report
If no officers attended the scene, consider making a report at a local police station, especially if there’s significant damage or injury. In the UK, you’re required to report the accident to the police within 24 hours if you did not exchange details at the scene.
Conclusion
Knowing what steps to take after a car accident is crucial for your safety and legal protection. By following the steps outlined above, drivers in the UK can ensure they act responsibly and comply with legal obligations, as well as facilitate a smoother insurance claims process.
