I Bumped a Parked Car in the Car Park - What Should I Do?

Accidents happen, and sometimes you may find yourself in a situation where you've accidentally bumped into a parked car in a car park. Knowing the right steps to take is crucial in order to address the situation responsibly and legally. This guide provides detailed steps on what you should do if you find yourself in this predicament in the UK.

1. Stay Calm and Assess the Damage

The first step is to remain calm and assess the damage. Check both your vehicle and the other vehicle for any signs of damage. Even if the damage seems minor, it's important to follow through with the next steps to avoid any potential legal issues.

2. Locate the Owner

If it's possible, try to locate the owner of the other vehicle. This is the quickest way to resolve the issue. If you are in a supermarket car park or similar location, you might be able to ask customer service to make an announcement.

3. Leave Your Contact Information

If you cannot find the owner, it's essential to leave your contact information. Write a note including your name, phone number, and a brief description of the incident. Place this note securely under the windshield wiper of the other car.

Note: It is illegal to leave the scene of an accident without providing your information, even if the collision was minor and the vehicle was unattended.

4. Document the Scene

Take clear photos of the damage to both vehicles from several angles. These photos can serve as evidence for insurance purposes. Capture the wider scene, including any distinguishing features like nearby parking lines or landmarks.

5. Report the Incident

It's advisable to report the incident to the police by calling the non-emergency number, 101, especially if you couldn't contact the vehicle owner. Additionally, inform your insurance company about the incident as soon as possible, even if you believe the damage is minor.

6. Review Your Insurance Policy

Look over your insurance policy to understand what is covered in terms of accidental damage. Be aware that making a claim might affect your no-claims discount unless you have specific protection in place.

7. Follow Up with Repairs

Once you've reported the incident and taken the necessary steps, liaise with both your insurance provider and any proposed repair services to facilitate the repair of damages to both vehicles.

Conclusion

While bumping a parked car is unfortunate, handling the situation responsibly ensures compliance with the law and maintains good etiquette. Following these steps will help you manage the incident professionally and effectively.